Friday, December 23, 2011
Happy Holidays
Have a great time this holidays we will back in 2012 with more news and updates on your search for Aventura homes for sale.
Wednesday, December 21, 2011
Aventura Homes for Sale
Learn about the City of Aventura and find more information about homes for sale in Aventura.
Sunday, December 18, 2011
Thursday, December 15, 2011
Why invest in Real Estate?
Most of the 1990's, The Standard & Poors Index posted earning yields of 5% to 6% on average. At the same time, the dividend yields of the S & P were only around 2% or less. Since dividend paying stocks tend to be much less volatile, the gains on the appreciation side would not normally be a significant factor.
At the same time, bond yields taken as a composite, showed only around 5% returns. Better yields were riskier, while safer bonds returned lower yields.
During the same time period, real estate investors were realizing much more attractive returns due to the multiple income streams from real estate investment
Read the fun article
Aventura Homes for Sale
At the same time, bond yields taken as a composite, showed only around 5% returns. Better yields were riskier, while safer bonds returned lower yields.
During the same time period, real estate investors were realizing much more attractive returns due to the multiple income streams from real estate investment
Read the fun article
Aventura Homes for Sale
Shopping in Bal Harbour
Bal Harbour Shops is an upscale open-air shopping mall in Bal Harbour, a wealthy suburb of Miami, Florida, known internationally for its collection of luxury retail.[1] Bal Harbour Shops is one of the few remaining family-owned malls in the nation.[2] For a business that is willing to lease, there is a two year waiting list at the mall, which has operated at 100% occupancy for more than two decades.
Read More
Read More
Wednesday, December 14, 2011
Monday, December 12, 2011
Friday, December 9, 2011
Aventura Homes for Sale
Real Estate News at http://www.sun-sentinel.com/business/realestate/
And if you are looking to buy a home in Aventura click here
And if you are looking to buy a home in Aventura click here
Thursday, December 8, 2011
Real Estate News
Early signs of market activity Click for more and if you are looking for Aventura Homes for Sale
Sunday, November 27, 2011
Thursday, November 24, 2011
Friday, November 4, 2011
Million Dollar Deals
Amazing million dollar luxury real estate deal waiting at Aventura Homes for Sale.
Thursday, October 20, 2011
Luxury Condo starting at $2,000,000
Check out the St Regis. http://miamirealestate4you.com/luxury.html
Saturday, September 3, 2011
Aventura Luxury Homes
We have amazing luxury condos and homes in the US and outside. Our international specialists will help you. Luxury Homes
Saturday, July 23, 2011
Tuesday, July 19, 2011
Multi Lingual Team
Hope all is great, we have a multi lingual team ready to serve you, when you are looking to buy a home in Aventura
Saturday, July 2, 2011
Obtaining A Mortgage When You're Self-Employed - Part 2
As someone who is self-employed, mortgage lenders may see you as a less-attractive loan candidate. Expect to be quoted higher interest rates than what you might see on the company's website or advertisement. Those rates are typically for people who are considered ideal borrowers due to verifiable incomes and excellent credit scores.
Lenders may also want to see a lower loan-to-value ratio, which will require a larger down payment. As for the extra paperwork, you won't be able to provide your lender with W2s for the past couple years like traditionally-employed borrowers. Instead, you'll need to provide things like tax returns from the previous year, a current business license, a letter from your accountant, and financial statements showing the income and value of your business.
If possible work with a mortgage consultant who has experience originating loans for self-employed home buyers. He or she will know the right questions to ask and documentation to ask for up front, avoiding frustrating and costly delays down the road.
Applying for a joint mortgage with a traditional W2 employee such as a spouse or significant other, is one way of improving your chances of getting a mortgage with a lower interest rate. It's a good idea to do whatever you can to make yourself a more attractive loan applicant. Improving your credit score, offering a larger down payment and being willing to provide documentation can make you appear as less of a risk to mortgage lenders. It is important to understand that most lenders will want to see that you have at least a two year history of working as a self employed individual in your industry.
Source
Lenders may also want to see a lower loan-to-value ratio, which will require a larger down payment. As for the extra paperwork, you won't be able to provide your lender with W2s for the past couple years like traditionally-employed borrowers. Instead, you'll need to provide things like tax returns from the previous year, a current business license, a letter from your accountant, and financial statements showing the income and value of your business.
If possible work with a mortgage consultant who has experience originating loans for self-employed home buyers. He or she will know the right questions to ask and documentation to ask for up front, avoiding frustrating and costly delays down the road.
Applying for a joint mortgage with a traditional W2 employee such as a spouse or significant other, is one way of improving your chances of getting a mortgage with a lower interest rate. It's a good idea to do whatever you can to make yourself a more attractive loan applicant. Improving your credit score, offering a larger down payment and being willing to provide documentation can make you appear as less of a risk to mortgage lenders. It is important to understand that most lenders will want to see that you have at least a two year history of working as a self employed individual in your industry.
Source
Obtaining A Mortgage When You're Self-Employed
Obtaining A Mortgage When You're Self-Employed
by: Steph Medeiros
s intimidating as buying a home is to a traditional employee, to those who are self-employed, it can seem unattainable. However, with the proper knowledge and by following a few extra steps, a qualified self-employed buyer can become a home owner.
According to the United States Department of Labor, approximately 10,507,000 Americans are self-employed, with about 1 million more reporting self-employment as a secondary source of income. With the current economic climate, self-employment has boomed, rising along with corporate down sizing and telecommuting capabilities. While many mortgage lenders are aware of the increase in self-employed loan candidates, they still consider them to be higher risk borrowers.
Some Things You Might Encounter As A Self-Employed Borrower:
* Higher Interest Rates
* Reduced Ability To Negotiate
* Higher Down Payment Requirement
* More Paperwork
Source
by: Steph Medeiros
s intimidating as buying a home is to a traditional employee, to those who are self-employed, it can seem unattainable. However, with the proper knowledge and by following a few extra steps, a qualified self-employed buyer can become a home owner.
According to the United States Department of Labor, approximately 10,507,000 Americans are self-employed, with about 1 million more reporting self-employment as a secondary source of income. With the current economic climate, self-employment has boomed, rising along with corporate down sizing and telecommuting capabilities. While many mortgage lenders are aware of the increase in self-employed loan candidates, they still consider them to be higher risk borrowers.
Some Things You Might Encounter As A Self-Employed Borrower:
* Higher Interest Rates
* Reduced Ability To Negotiate
* Higher Down Payment Requirement
* More Paperwork
Source
Thursday, March 3, 2011
Sunday, February 13, 2011
Sunday, February 6, 2011
Large Commercial Loans
Now Offering Large Financing programs Churches, large hotels, and big multifamily buildings are our specialties We start from $ 500,000 and go up to $280 million. Larger amount in a case by case policy. We can finance all over the USA plus almost all countries in Europe and several countries of Latin America. Other territories in a case by case policy. Fill the form and we will contact you.
Why use a Realtor?
All real estate licensees are not the same. Only real estate licensees who are members of the NATIONAL ASSOCIATION OF REALTORS® are properly called REALTORS®. They proudly display the REALTOR "®" logo on the business card or other marketing and sales literature. REALTORS® are committed to treat all parties to a transaction honestly. REALTORS® subscribe to a strict code of ethics and are expected to maintain a higher level of knowledge of the process of buying and selling real estate. An independent survey reports that 84% of home buyers would use the same REALTOR® again.
We can help today.
We can help today.
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